Step 1: Open a Blank document in Photoshop.

Step 2 : Select the Paint Bucket Tool from the Tool Bar and fill the blank document with it. Choose a nice color since it will the background for your card.

Fill the blank document with it.

Step 3 : Make a duplicate copy of the Background Layer. we do so, because the Background layer is locked so no changes can be done to it.

Step 4 : Select Add a layer style option from the Layer palette, in the drop down menu select the Pattern Overlay option. We will fill a pattern in our background.

Select a good pattern and then set the Blending Mode to Vivid Light; reduce the opacity of pattern to 40% or any other suitable value.

Step 5 :  Create a new layer by selecting the Create a new layer option from the Layer Palette. Fill this layer with black color.

Step 6 :  Select the Elliptical marquee Tool from the Tool Box.

Draw an ellipse or a circle in your Document.

Step 7 : Select the Feather Option from the Select menu to make the boundary of the circle or ellipse soft.

Set the Feather Radius to any large value.

Now press the Delete key to remove the selection.

Step 8 : Now we will start making the card. To do so, create a new layer and select the Rectangular marquee Tool from the Tool box as shown below.

Select a suitable old looking paper color.

Make a Rectangular Box and fill it with the above selected color.

Step 9 : Now drag a suitable photograph on to your canvas and resize it to fit in your rectangle. The photograph I used is a black and white sketch, but if you bring in a colored picture then desaturate it and change the blending mode in the layer palette to luminosity.

Step 10 : What is a card with out some text, so now we will add some text to the card.

Select the Horizontal Text tool from the Tool box and create some text of your own

Step 11 : Now we will add some depth to our picture. Select the Levels option from the Image Menu.

In a Levels Dialog Box, experiment with the different Input levels to enhance the picture.

Step 12 : Now add some card textures to the card.

Step 13 : Now we will blend the photograph on the card to the color of the card. To do so, select the layer containing the photograph and change the blending options from normal to luminosity.

Step 14 : Now we will add some roughness to the text in our card. Select the Eraser Tool from the Tool Box as shown below.

Select the brush type as shown in the figure below.

Step 15 : Now merge all the layers of the card into one i.e. the card background, the photograph, the card texture and card text. To do this select all the layer right click and select the Merge Layers option

Step 16 : Now we will give our card an old paper appearance by adding some roughness to the edges of the card. To do so, select the Ripple Option from the Filter Menu.

In the Ripple Dialog Box set the Ripple amount to 200% while keeping its size medium.

Step 17 : Now select the card layer and rotate it by selecting the Transform option from the Edit Menu.

Step 18 : Finally we will curl the card a little from one of its edges by select the Warp option under the Transform submenu of the Edit Menu.

Here is my Final Image.

Step 1: Select any high Quality photograph in PhotoShop.

Step 2: Create a Duplicate Copy of this layer since the Background layer is locked. This is done by right clicking on the background layer and selecting the Duplicate Layer Option.

Step 3: Select the Fill option from the Edit Menu.

Set the Use to 50% Gray.

Step 4: Now add some noise to this fill by selecting the Add Noise option from the Filter Menu. The more you fill noise into the layer more the rusty effect you will get in the end.

Set the Amount to 13% and the distribution to uniform.

Step 5: Keeping the Layer selected and select the Motion Blur option from the Filter Menu.

In the Motion Blur dialog Box set the Angle to 2 degrees and Distance to 16 pixels. Note for other Photograph adjust the angle and distance differently to get the desired effect.

Step 6: Create a new layer, by selecting New Layer option from the Layer Palette. In this layer we will put the rust color.

Step 7: Again Select the Fill option from the Edit Menu, but this time change set Use to color.

Now select a dull orange shade, this will be the rust color.

Step 8: Now that we have added the color, let’s get the rusty look on the photograph.

To do so, select the Texturizer option from the Filter Menu.

In the Texturizer Dialog Box, set the Texture to Sandstone and set Scaling and Relief to get the desired effect.

Step 9: Now that we have applied rust to our metal, we are now ready to mask out portions of the rust. Select the Add Layer Mask option from the Layer Palette as shown below.

Step 10: Now select the Apply Image option from the Image Menu.

Set the different values as shown in the figure below.

Step 11: Now that the Rusty Effect looks good, we just need to do a few small manipulations to get the desired effect.

Now select the Brightness/Contrast Option from the Image Menu.

Adjust the Brightness and Contrast till you get the desired effect.

Step 12: Now we will distort the Layer Mask a little more, so we will add some glass texture. To do so, select the Glass Option from the filter Menu.

Set the Glass Texture to frosted and set the Distortion and Smoothness till you get the desired effect.

So now our Rusty look is almost done, we need to add a little depth to the Art work.

Step 13: To give some depth select the Lighting Effect option from the Filter Menu.

In the Lighting Dialog Box, Set Gloss and material at -100 or some where near it, till you get a good effect. Shift Exposure and Ambience by little amounts till you are satisfied. The most important setting here is the Texture Channel setting, set it to red and move the height to get a good lighting effect.

Well you have to experiment with the lighting texture a lot of times till you get a good effect.

Step 14: Lastly select the gray layer and again experiment with the Lighting effect to get the desired result.

Here is my final Image.

Step 1: Select a suitable photograph and open it in Photoshop.

Step 2: Make a duplicate copy of this layer, this we do because the background layer is locked so we cannot do any changes to it.

Step 3: Go to the Tool Bar and select the Brush Tool as you can see below.

Select the Dune Grass type brush from the brush tool bar, we will choose this type of brush since it looks like hair.

Step 4:  Go to the Tool Bar and select the Eyedropper tool to select the hair color of the person on whose face or body you want to grow hair.

Step 5: Select the Brushes Palette option from the Window Menu.

Step 6: Now in the Brushes Palette go to the Shape Dynamic to do the magic. Check the Flip x and Flip y Jitter check boxes, increase the angle jitter and minimum roundness and decrease the Roundness jitter.

Step 7: Now go to Scattering in the Brush Palette, keep the Scatter to above 220, increase the Count and decrease the Count Jitter.

Step 8: Go to Color Dynamics and increase the Hue and Saturation Jitters.

Step 9: Finally in the Brushes Palette go to other Dynamics and increase the Opacity Jitters to 4%.

Step 10: Finally make a new layer and start growing hair.

Set the brush size to some small value.

The final outcome is shown below.

Step 1: Select a suitable photograph and open it on your Photoshop Canvas.

Step 2: Now make a Duplicate of this Background Layer. This we do because the Background Layer is locked so we cannot do any changes to it.

Step 3: Go to the Image Menu and select Shadow/Highlight under the Adjustment Submenu.

Step 4: Brighten the Photograph completely by setting the shadows Amount to 100%.

Step 5: From Filter Menu, select Find Edges under the Stylize submenu.

Step 6: From Edit Menu select Fade Find edges options to produce the final magic.

Mode should be changed to Luminosity in the dialog box opened and reduce the Opacity till the desired effect is achieved. For this photograph i set the Opacity to 30%.

Here is my Final Outcome.

Step 1:
Create a new document (file new) with following specifications.
Width -> 800px
Height -> 600px
Background Contents -> white

Step 2:
Create a new layer. (layer -> New -> Layers). Select “Rounded Rectangle Tool”.

And set color # d3d3d3 and radius 10px and draw a rounded rectangular shape as shown below.

Step 3:
Now we will apply some layer style to the rounded shape. Go to blending options of the layer and apply following layer styles.

Inner glow
Blend mode: Screen
Opacity: 100%
Noise: 0%
Color: #ffffff

Gradient Overlay
Blend Mode: Normal
Opacity: 100%
Start Color: # 929191
End Color: # f2f2f2
Angle: 90
Scale: 100%

Stroke:
Size: 1px
Position: Outside
Blend Mode: Normal
Color is # 929191

Our shape looks like this now.

Step 4:
Create a new layer. (layer -> New -> Layers). Select Rectangular tool and set color to white. Make a rectangular shape over the rounded shape that we created in step 2 as shown in below image. Also leave equal margin from all side.

Step 5:
Apply following layer style from blending options.

Inner Shadow:
Blend Mode: Multiple
Color: #000000
Angle: 120
Distance: 2 px
Choke: 0 px
Size: 10 px

Gradient Overlay
Blend Mode: Normal
Opacity: 100%
Start Color: # 5b7b15
End Color: # cbec82
Angle: 90
Scale: 100%

Stroke:
Size: 1px
Position: Outside
Blend Mode: Normal
Color is #ffffff

Now, it looks like this:

Step 6:
Now we will add a picture on the frame. Select any picture, but its size should not be greater than middle rectangular shape. Also leave some equal margin from all the sides. Create new layer, copy the picture and paste it.

Step 7:
Select polygonal lasso tool and make a selection like shown below.

Create a new layer. (layer -> New -> Layers). Fill the selection with white color and set opacity to 20%.

Our photo frame looks like this.

Step 8:
Press and hold ctrl key and select all layer except the background layer. Right click on any layer and select “Duplicate layer”. A duplicate of all layers will be created. Drag all duplicate layers to just above background layer.

Now we will change some layer style of duplicate shape that we created in step 4. Please mind, DUPLICATE shape.

We will only change gradient layer style. Rest layer style will be same.

Step 9:
Select all duplicated shape, Go to:
Edit -> Free Transform.

And move the shapes as shown in below image.

Our photo frame is ready. You can make frame size in accordance with your photo.

Step 1: Open a High Quality Photograph in PhotoShop.

Step 2: Now duplicate this Background layer as this layer is blocked so no changes can be done to it.

To duplicate the Layer just right click on the Layer and select the Duplicate Layer option in the drop down menu.

Make the original background layer invisible.

Sep 3: Select the Crop Tool from the Tool Box and crop the unnecessary area from the Background Copy Layer.

Step 4: Now we will expand of the photograph since we want to include the border of the stamp. To do so, select the crop tool again and bring the mouse pointer to any one corner.

Now press Shift + Alt and expand the photograph. We do so to expand the photograph proportionally.

Step 5: Now we will create a new layer, this will be the background for the whole stamp so fill it with any dark color.

Step 6: Select the Paint Bucket Tool from the Tool Box as fill the color in the new Layer.

Step 7: Create another new layer as taught in the previous step. Now select the Rectangle Tool from the Tool Box as shown below and make a rectangle filled with white color behind the photograph. The rectangle should be bigger than the photograph as it forms the base of the border of the stamp.

Step 8: Select the Rectangle Shape Layer and right click on it to select the raterize Layer option as shown below.

Step 9: Now we will give the border to our stamp. For this select the Load Selection option from the Select Menu.

Step 10: Go to the Path Palette as shown below and click on the arrow sign on the top right corner to get a drop down menu, just select the Make Work Path option. This will make the edges of the Rectangle a Work Path.

Step 11: Select the Brush Tool from the Tool Box as shown below.

Step 12: Go to the Brush Palette and do the following shown changes.

Note: these values are for the photograph I have used, you have to experiment with the values to get the desired effect with different pictures.

Step 13: Create a new layer. This layer will be used to cut edges of the stamp.

Step 14: Select the Path Selection Tool from the Tool box as shown below or use the shortcut key A.

Click on the Rectangle to select its path.

Step 14: Right click on the path and select the Stroke Path option.

Change the Tool to brush.

Your photograph should look like this:

Step 15: Keep Layer 2 selected and then select the Load Selection option from the Select Menu.

Now go to the layer on which you had drawn the rectangle (Stamp Border for me) and press delete key twice.

Step 16: Select Layer 2 and delete it by right clicking on it and selecting the Delete Layer option.

Here is your stamp.

Step 17: Finally merge the Background Layer Copy and the Stamp Border Layer by the way shown below.

Step 18: Select the Rotate Transform option from the Edit Menu.

Here is the Final Stamp Image.